Why join St Helens Credit Union?

The benefits of joining a Credit Union

Do you live or work in St Helens?  Then joining the Credit Union is the best decision you could take for your money.

St Helens Credit Union lets people in the community come together to save and borrow money at affordable rates, and is operated on a not-for-profit basis, with surpluses being returned to members.

Benefits of Membership

Membership has many benefits…

Safe and Easy Savings

It couldn’t be simpler…

Your savings with the Credit Union are covered by the Financial Services Compensation Scheme (FSCS), up to £85,000. The FSCS is a safety net for customers of financial services.

You can request a statement by calling, visiting or emailing our staff.

Flexible & Convenient Loans

Members can apply for flexible loans 3 months after joining, and repay at tailor-made schedules. All our loans come with free life insurance. (Terms and conditions apply)

Dividend on Savings

Every year we try to pay a dividend on members’ savings, this obviously depends on the surplus for that financial year.

Quality Service, No Fees

You can be assured of a professional service from Credit Union at all times, and you do not pay a transaction fee for saving with us, or borrowing money.