Why join St Helens Credit Union?
The benefits of joining a Credit Union
Do you live or work in St Helens? Then joining the Credit Union is the best decision you could take for your money.
St Helens Credit Union lets people in the community come together to save and borrow money at affordable rates, and is operated on a not-for-profit basis, with surpluses being returned to members.
Benefits of Membership
Membership has many benefits…
Safe and Easy Savings
It couldn’t be simpler…
- Arrange a Standing Order payment from your bank and be sure of regular payments to your Credit Union account (you can do this when you join, by completing a Standing Order form)
- Pay by cheque/cash/postal order into the office or one of our collection points
- Pay by Paypoint Card at one of many outlets not just in St Helens but around the Countr
Your savings with the Credit Union are covered by the Financial Services Compensation Scheme (FSCS), up to £85,000. The FSCS is a safety net for customers of financial services.
You can request a statement by calling, visiting or emailing our staff.
Flexible & Convenient Loans
Members can apply for flexible loans 3 months after joining, and repay at tailor-made schedules. All our loans come with free life insurance. (Terms and conditions apply)
Dividend on Savings
Every year we try to pay a dividend on members’ savings, this obviously depends on the surplus for that financial year.
Quality Service, No Fees
You can be assured of a professional service from Credit Union at all times, and you do not pay a transaction fee for saving with us, or borrowing money.